Ready to launch your network — or your next product?
Distributors: book a Bharat Connect / AEPS demo. Product teams: book an IT consultation for software, web or mobile.
BBPS Software
BBPS Software Platform for Bill Payment Business
Launch your own Bharat Bill Payment System (BBPS) business with white-label software, NPCI-compliant workflows, commission engine and retailer network management.
Why BBPS Software
All BBPS Categories
Electricity, gas, water, telecom, DTH, insurance and 100+ biller categories.
Commission Engine
Configurable margins for distributors and retailers per biller category.
Settlement Reports
Daily reconciliation, T+0/T+1 settlement visibility and downloadable reports.
Retailer Network
Onboard unlimited retailers with wallet, limits and role-based access.
Built For
- BBPS agents
- Utility payment startups
- Distributor networks
- Rural fintech expansion
Explore More
Frequently Asked Questions
Is this NPCI BBPS compliant?
OptionPay integrates with authorized BBPS channels. Full compliance depends on your agent onboarding and sponsor arrangements during setup.
How fast can I launch BBPS?
White-label BBPS panels can go live within 7 days after KYC and onboarding documentation is complete.
Can distributors set retailer commissions?
Yes. The commission engine lets white-label and distributor partners configure margins by biller category and role.
Does BBPS work with other OptionPay modules?
Yes. Partners commonly combine BBPS with AEPS, recharge, PayIn and Payout on one white-label panel.