Ready to launch your network — or your next product?
Distributors: book a Bharat Connect / AEPS demo. Product teams: book an IT consultation for software, web or mobile.
Payment Infrastructure
Payment Gateway India — PayIn, Payout & White Label APIs
Accept collections, route payouts, and launch branded payment products with PayIn, Payout, BBPS, AEPS, recharge and verification APIs — built for scale.
Why Payment Infrastructure
Real-time PayIn
UPI, cards, netbanking and custom collection channels with instant webhook callbacks.
Automated Payout
IMPS, NEFT, RTGS and UPI payouts with beneficiary validation and reconciliation.
Multi-product Stack
BBPS, AEPS, recharge, CMS and verification modules on one unified platform.
Partner Hierarchy
Superadmin to Retailer roles with commission engine and white-label branding.
Built For
- NBFCs & lenders
- Marketplaces & aggregators
- Distributor networks
- API resellers & ISVs
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Frequently Asked Questions
Is OptionPay a licensed payment gateway?
OptionPay provides payment infrastructure and white-label technology. Settlement and banking partnerships are configured per merchant during onboarding.
How fast can we go live?
Sandbox access is typically provisioned within 24–48 hours. Production go-live depends on KYC, compliance review and bank partner approval.
Do you support white-label branding?
Yes. Partners get branded admin panels, custom domains, role-based access from Superadmin to Retailer, and configurable commission structures.