Payment Infrastructure

Payment Gateway India — PayIn, Payout & White Label APIs

Accept collections, route payouts, and launch branded payment products with PayIn, Payout, BBPS, AEPS, recharge and verification APIs — built for scale.

Payment Gateway India — PayIn, Payout & White Label APIs

Why this service

Why Payment Infrastructure

Real-time PayIn

UPI, cards, netbanking and custom collection channels with instant webhook callbacks.

Automated Payout

IMPS, NEFT, RTGS and UPI payouts with beneficiary validation and reconciliation.

Multi-product Stack

BBPS, AEPS, recharge, CMS and verification modules on one unified platform.

Partner Hierarchy

Superadmin to Retailer roles with commission engine and white-label branding.

Who it is for

Built for operators

  • NBFCs & lenders
  • Marketplaces & aggregators
  • Distributor networks
  • API resellers & ISVs
Payment Infrastructure — Payment Gateway India — PayIn, Payout & White Label APIs

Questions

Frequently asked questions

Is OptionPay a licensed payment gateway?

OptionPay provides payment infrastructure and white-label technology. Settlement and banking partnerships are configured per merchant during onboarding.

How fast can we go live?

Sandbox access is typically provisioned within 24–48 hours. Production go-live depends on KYC, compliance review and bank partner approval.

Do you support white-label branding?

Yes. Partners get branded admin panels, custom domains, role-based access from Superadmin to Retailer, and configurable commission structures.

Ready to go live — or to build software?

Book a distributor demo for BBPS, AEPS and partner panels. Book an IT consultation for a website, app or custom system.

Chat with usRequest Demo