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How To Start AEPS Business in India | Complete Guide

Step-by-step guide to starting an AEPS (Aadhaar Enabled Payment System) business with OptionPay white-label platform.

AEPS (Aadhaar Enabled Payment System) lets retailers offer cash withdrawal, balance enquiry and mini statement using Aadhaar authentication. It's one of the fastest-growing fintech businesses in rural India.

Steps to start

  1. Register as a retailer or distributor on OptionPay
  2. Complete KYC with PAN, Aadhaar and shop proof
  3. Procure a certified biometric device
  4. Enable AEPS module on your panel
  5. Load wallet float and start transactions

Grow beyond AEPS

Many outlets add Micro ATM, BBPS and recharge to increase daily footfall. Distributors can scale through the partner program.

OptionPay provides white-label panels, commission tracking and settlement reports. Learn about our AEPS software, browse AEPS services, or book a demo.

Ready to launch your network — or your next product?

Distributors: book a Bharat Connect / AEPS demo. Product teams: book an IT consultation for software, web or mobile.

Chat with usRequest Demo