AEPS Software

AEPS Software for Cash Withdrawal & Banking Services

Enable Aadhaar Enabled Payment System (AEPS) for cash withdrawal, balance enquiry and mini statement through your retailer network. AEPS runs via Business Correspondent / sponsor-bank arrangements — not as an OptionPay NPCI membership.

AEPS Software for Cash Withdrawal & Banking Services

Why this service

Why AEPS Software

Biometric Integration

Support for certified biometric devices and Aadhaar authentication flows.

Cash Withdrawal

AEPS cash withdrawal with real-time settlement and transaction receipts.

Retailer Wallet

Float management, limits and instant commission credit for every transaction.

Secure Transactions

End-to-end encryption, audit logs and fraud monitoring hooks.

Who it is for

Built for operators

  • Business correspondents
  • Rural banking agents
  • Kirana store fintech
  • BC network operators
AEPS Software — AEPS Software for Cash Withdrawal & Banking Services

Questions

Frequently asked questions

What documents are needed for AEPS?

Retailer KYC, shop establishment proof and bank account details are required. Full checklist is shared during onboarding.

Which banks are supported?

AEPS cash services run across NPCI-member banks through your authorised BC / sponsor-bank arrangement. Specific bank connectivity is configured during setup — OptionPay is the software layer.

Do I need a biometric device?

Yes. Retailers use certified biometric devices for Aadhaar authentication. Compatible device guidance is provided during onboarding.

How do partners earn on AEPS?

Commission is credited per successful transaction and can be configured across distributor and retailer roles.

Ready to go live — or to build software?

Book a distributor demo for BBPS, AEPS and partner panels. Book an IT consultation for a website, app or custom system.

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