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Micro ATM Business Guide for Rural India

Complete guide to starting a Micro ATM business — device setup, bank partnerships, commissions and rural market opportunity.

Micro ATMs bring card-based banking services to areas without traditional ATM infrastructure. Retailers earn commission on every cash withdrawal and balance enquiry transaction.

Getting started

  1. Register as a BC agent or retailer on OptionPay
  2. Procure a certified Micro ATM device
  3. Complete bank partner onboarding
  4. Set up your branded panel and wallet
  5. Start serving customers in your area

Combine services for higher footfall

Pair Micro ATM with AEPS, BBPS and banking platform services so one outlet covers more customer needs.

Learn more about our Micro ATM provider platform, browse Micro ATM services, or book a demo.

Ready to launch your network — or your next product?

Distributors: book a Bharat Connect / AEPS demo. Product teams: book an IT consultation for software, web or mobile.

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