KYC-driven onboarding, monitoring hooks, and policy frameworks built for partners operating in regulated Indian payment environments.
OptionPay IT Solutions Private Limited provides software. This site does not claim an RBI Payment Aggregator licence, Payment Bank licence, NPCI membership, or Bharat Connect COU/BOU status. Bill pay, AEPS, UPI and related rails run through authorised banks and scheme participants. Licensing for your model is confirmed in writing during onboarding.
Practical alignment with Indian payment and data-protection expectations. Licences stay with authorised entities named in your contracts.
OptionPay is the software layer. RBI, NPCI and Bharat Connect roles sit with authorised entities named in your contracts — not with a website graphic.
Privacy, terms, refund, grievance, cookies and acceptable use must be live on the brand that faces customers and retailers.
Partner and retailer identity checks happen before production rails open. Activation is tiered, not automatic after signup.
Keep logs for disputes and publish a grievance path with acknowledgement and resolution timelines.
Practical compliance tooling for onboarding, monitoring, documentation and partner accountability.
Document collection, identity checks and tiered activation before production access.
Privacy, terms, refund and grievance policies ready for your branded platform.
Transaction alerts, velocity rules and reporting surfaces for risk teams.
Artifacts for bank sponsors, enterprise RFPs and white-label legal review.
Granular admin permissions so compliance owners control who can change critical settings.
Configuration and admin action logs with timestamps for internal review.
Each step is designed so compliance owners, ops teams and partners know what is required before production access.
Capture partner KYC documents and business details during onboarding.
Run PAN, Aadhaar, bank and business checks before go-live.
Enable production rails with role-based access and monitoring rules.
Use audit trails and reports for ongoing compliance reviews.
Licensing and sponsor bank relationships depend on your business model. OptionPay provides the technology layer; legal structuring is addressed during enterprise onboarding.
Yes. Privacy, terms, refund and grievance frameworks can be published under your brand as part of platform setup.
We provide documentation packs and walkthroughs for bank partners, NBFCs and enterprise procurement teams.
Book a distributor demo for BBPS, AEPS and partner panels. Book an IT consultation for a website, app or custom system.
