NPCI ecosystem

NPCI Alignment for Payment Partners

How OptionPay technology supports partners operating in NPCI-connected services — with clear COU/BOU and licence disclaimers.

NPCIScheme-aware
BBPSBharat Connect
AEPSAadhaar rails
AuditPartner logs
Capabilities

Controls that support regulated operations

Practical compliance tooling for onboarding, monitoring, documentation and partner accountability.

Scheme-aware platform design

Modules structured around Indian retail payment workflows that often sit on NPCI-connected rails.

Partner-licence clarity

We document that COU/BOU, BC or bank sponsorship sits with authorised entities — not assumed via a website badge.

AEPS-ready operations

Hierarchy, device/agent controls and settlement visibility for Aadhaar-enabled cash services where enabled.

BBPS / Bharat Connect tooling

Biller journeys, commission views and dispute support hooks for bill-pay distribution networks.

Controls & monitoring

Role-based access, alerts and audit trails that help partners evidence operational discipline.

Mark & claim hygiene

Marketing language avoids implying OptionPay itself is NPCI or holds scheme membership by default.

How it works

A clear path from onboarding to ongoing review

Each step is designed so compliance owners, ops teams and partners know what is required before production access.

  • OptionPay is technology infrastructure unless a written agreement states otherwise
  • NPCI / Bharat Connect participation depends on authorised partners and scheme rules
  • COU/BOU and sponsor bank relationships are not implied by marketing pages
  • We support due-diligence questionnaires with accurate role descriptions
01

Map your role

Confirm whether you operate via COU, BOU, BC, bank sponsor or technology-only resale.

02

Enable modules

Turn on BBPS, AEPS or related services only after partner approvals and KYC gates.

03

Operate with logs

Use reporting, dispute references and admin trails during scheme or bank reviews.

04

Publish policies

Surface privacy, grievance and refund policies on your brand with accurate licence wording.

FAQ

Common compliance questions

Is OptionPay an NPCI member or COU/BOU?

Do not assume membership from this website. OptionPay provides technology. Any COU/BOU, BC or bank-sponsored participation is established through authorised partners and contracts applicable to your deployment.

Can we use NPCI or Bharat Connect marks?

Use official marks only as permitted by NPCI / Bharat Connect brand guidelines and your authorised partner agreements. OptionPay can help keep product copy accurate.

Where is Bharat Connect explained?

See our Bharat Connect page for BBPS naming, partner disclaimers and how OptionPay software supports bill-pay distribution.

Ready to launch your network — or your next product?

Distributors: book a Bharat Connect / AEPS demo. Product teams: book an IT consultation for software, web or mobile.

Chat with usRequest Demo