Scheme-aware platform design
Modules structured around Indian retail payment workflows that often sit on NPCI-connected rails.
How OptionPay technology supports partners operating in NPCI-connected services — with clear COU/BOU and licence disclaimers.
Practical compliance tooling for onboarding, monitoring, documentation and partner accountability.
Modules structured around Indian retail payment workflows that often sit on NPCI-connected rails.
We document that COU/BOU, BC or bank sponsorship sits with authorised entities — not assumed via a website badge.
Hierarchy, device/agent controls and settlement visibility for Aadhaar-enabled cash services where enabled.
Biller journeys, commission views and dispute support hooks for bill-pay distribution networks.
Role-based access, alerts and audit trails that help partners evidence operational discipline.
Marketing language avoids implying OptionPay itself is NPCI or holds scheme membership by default.
Each step is designed so compliance owners, ops teams and partners know what is required before production access.
Confirm whether you operate via COU, BOU, BC, bank sponsor or technology-only resale.
Turn on BBPS, AEPS or related services only after partner approvals and KYC gates.
Use reporting, dispute references and admin trails during scheme or bank reviews.
Surface privacy, grievance and refund policies on your brand with accurate licence wording.
Do not assume membership from this website. OptionPay provides technology. Any COU/BOU, BC or bank-sponsored participation is established through authorised partners and contracts applicable to your deployment.
Use official marks only as permitted by NPCI / Bharat Connect brand guidelines and your authorised partner agreements. OptionPay can help keep product copy accurate.
See our Bharat Connect page for BBPS naming, partner disclaimers and how OptionPay software supports bill-pay distribution.
Distributors: book a Bharat Connect / AEPS demo. Product teams: book an IT consultation for software, web or mobile.