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NPCI Alignment for Fintech Technology Platforms

How technology platforms should describe NPCI-connected services like BBPS and AEPS without over-claiming membership or COU/BOU status.

Many Indian retail payment products touch NPCI-connected rails: Bharat Connect / BBPS bill pay, AEPS cash services and related workflows. OptionPay builds the technology layer partners use to operate those modules.

Good claim hygiene

  • Say “RBI-aligned controls” or “scheme-aware tooling” when that is true
  • Do not say “RBI-licensed” or “NPCI member” unless your entity holds that status
  • Publish privacy, grievance and refund policies on the brand that faces customers

Where to read more

Start with NPCI compliance, RBI readiness, and the due diligence pack overview for bank questionnaires.

Contact compliance for DD walkthroughs.

Ready to launch your network — or your next product?

Distributors: book a Bharat Connect / AEPS demo. Product teams: book an IT consultation for software, web or mobile.

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